Cost of Waiting

There are many costly, negative effects you may receive just by waiting one year on purchasing a certain financial vehicle.

So you’ve decided to wait on purchasing a permanent life insurance policy. Maybe you’ll reconsider in a year from now.

But did you know, just by waiting one year, you can expose yourself to many negative, costly effects. Effects such as higher premium amounts, limited choice of benefits, government delegating where your assets go, and the possibility of not being insurable!

And on top of all of this, you’ll be paying more for fewer benefits.

Let’s say you want to put $200,000 into a life insurance policy and have income taken out from age 65 to 100. If you start investing at age 45, you’re given an initial death benefit of around $930,000 and by age 95, your account has blossomed into a money tree of over $3.4 million in both cash accumulation value and death benefit.

If you waited just five years, you are given a death benefit of only around $735,000 and by age 95 - though the amount is still fair - your account has only grown to about $2.4 million in both cash value and death benefit.

Just by waiting that short period, you lost on the potential of gaining over $1 million in cash value and $1 million in death benefit. This is definitely something to think about…as you wait, of course…


Don’t let another minute pass. Let us help you take advantage of your permanent life insurance benefits today!

Please contact us and fill out the form to show your interest. We will reach out to you within 24-48 hours to discuss further on how you can take action today.

Merit Advisors, LLC | Westerville, OH






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Advisory services offered through LifePro Asset Management, LLC, a registered investment adviser. For registration information on our firm, please go to and search for LifePro Asset Management, LLC or by our CRD # 285252. Advisory services are only offered to clients or prospective clients where LifePro Asset Management, LLC and its representatives are properly licensed or exempted.

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