Tax Free Retirement

We believe the best approach for retirement is to create an account that is protected from market volatility and is a tax-free account.

When it comes to saving for retirement, it’s not just about how much money you can accumulate, but you also need to consider the amount of taxes you will have on your retirement income.

Most of your income will be subject to federal, state, social security, Medicare, and – in some cases – local or city taxation. And if you’re depending on your 401(k) or IRA – think again - you risk having a portion of your money going to Uncle Sam.

With all of these taxes, a good question to ask yourself is: Do you think tax rates are going to go up in the future or down?

An easy way to answer that is to think about the amount of debt the US currently owes. Over $17 trillion dollars and counting.

We believe the best approach when planning for retirement is to create an account in your own name – an account you control – that is protected from market volatility and is a tax-free account. What retirement account has those benefits? It’s life insurance!

You’re probably familiar with the one benefit that provides financial security for your loved ones if something should happen to you, but throughout the years, life insurance products have become more efficient and offer many living benefits as well.

We believe in addition to receiving peace of mind of a death benefit protection, there are three great benefits to purchasing a life insurance contract: tax-deferred growth, tax-free income, and income tax-free transfer. You have easy access to take withdrawals and loans out from your cash value - income tax-free.

And the money taken out can be used for anything: supplemental retirement funding, financial emergencies, college tuition, vacations, weddings, and much more!

You’re not the only one who is looking forward to your retirement. So make sure you protect and grow your money the way you want to and not by outside influences.

A tax free retirement is very desirable by many, however, there are qualifications that are needed to be achieved, including a medical exam. To see if you qualify, please fill out our contact form and we will reach out to you in 24-48 hours to discuss details.

Merit Advisors, LLC | Westerville, OH

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Advisory services offered through LifePro Asset Management, LLC, a registered investment adviser. For registration information on our firm, please go to https://adviserinfo.sec.gov/ and search for LifePro Asset Management, LLC or by our CRD # 285252. Advisory services are only offered to clients or prospective clients where LifePro Asset Management, LLC and its representatives are properly licensed or exempted.

Guarantees provided by insurance products are backed by the claims paying ability of the issuing carrier. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by carrier. Annuities are NOT FDIC insured.

Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Advisor), will be profitable or equal any historical performance level(s).

Information throughout this internet site, whether charts, articles, or any other statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. 
 

To the extent that this website concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstance.

 

This website is provided for general information and educational purposes based upon publicly available information from sources believed to be reliable. The information presented may change at any time and without notice.

 

The information and comparisons that may be presented on this site and any printable forms are not securities-related and the topics presented do not participate in the stock market nor are they stock market investments. Any guarantees are backed by the claims-paying ability of the insurance company and are subject to change. The real life cases presented are for informational purposes and illustrative purposes only. They should not be deemed a representation of past or guarantee future results. The cases do not represent any specific product, nor do they reflect sales charges or other expenses that may be required for some policies. No representation is made as to the accuracy of the analysis. All investments involve varying levels and types of risks. These risks can be associated with the specific investment, or with the marketplace as a whole. Please speak with a qualified advisor about the risks and your personal situation.

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